The compensation solution
for accounting firms in Portugal

Coverflex is the fully digital solution that allows you to manage your employees’ compensation in one single place, cutting costs and maximising employee compensation

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The go-to solution for accounting companies

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How Coverflex works

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Learn why so many accounting firms in Portugal already use Coverflex and recommend it to their clients

Tax optimisation: significant savings for both companies and employees
Higher talent attraction and retention

Your go-to solution
for all things compensation

Coverflex Wallet
The all-in-one solution to manage and enjoy multiple benefits.

accounting companies already in touch with Coverflex


companies already use Coverflex in Portugal


employees are actively using Coverflex

Why Coverflex?

The pros & perks of Coverflex for accounting firms and their clients

The pros & perks of Coverflex for accounting firms and their clients

Everything in one place, 100% digital
Less costs, more value
Talent attraction and retention

Fixed and transparent pricing

A card and an app for the employee, and a management dashboard for the company.
€7/month per employee on the annual plan
‍€9/month per employee on the monthly plan
One-off cost for the issuing of the cards
‍€6 per employee

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"Coverflex's versatility concerning the meal benefit, and practicality when it comes to all other benefits, has allowed each element of our team to adjust benefits to their needs and personal context."

Sandra Araújo,
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A comparative summary

Meal card
Traditional benefits companies
Benefits, discounts and meal card all in one
Forget about multiple vendors from now on: we are your only point of contact
Benefits with IRS/SS exemption (for company & employee)
Some benefit categories with IRS & SS exemption and others with SS exemption
only meal
only basic benefits
Flexibility for employees
No pre-choices: employees spend their balance when, where and how they want to
One VISA card and app per employee
One single smart card for both benefits and meal balance
Automatic reporting
Get your numbers in to payroll and accounting without breaking a sweat
paid extra
Transparent, pay-as-you-go pricing
Only a fixed price per employee and the card issuing cost on the monthly plan
Implementation plan
We help you define and implement a plan adapted to your specific needs
paid extra
Benefícios, descontos e cartão de alimentação num só fornecedor
Somos o vosso único ponto de contacto
Benefícios com isenção de IRS/SS (empresa & colaborador)
5 categorias de benefícios com isenção de IRS/SS e 4 com isenção de SS
Flexibilidade para o colaborador
Sem pré-escolhas: o colaborador gasta o saldo no que pretender a cada momento
Um cartão VISA e uma app por colaborador
Um cartão único, inteligente, para benefícios e alimentação
Relatórios automáticos
Todas as transações aparecem automaticamente na folha de pagamento
Preço transparente e pagamento mensal
Sem comissões, sem custos extra, sem taxas iniciais. Apenas um custo fixo por colaborador
Plano de implementação
Ajudamo-vos a definir e implementar um plano adaptado às vossas necessidades

The Coverflex experience
of other accounting companies

"Coverflex is a double partner for Royaltax. It allowed us to offer our employees a solution to ease the payment of salary complements and it helped us simplify work with our clients that already use Coverflex. Simple, practical, easy to use and with excellent customer support!"
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Coverflex's card and app are very useful, as they allow for centralised and unique management of a series of benefits to employees. What excites us the most is the fact that the solution allows companies to define all benefits on one single platform, while still making it individualised and adjusted to the interests of each employee.
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