Coverflex Childcare

The childcare voucher with the lowest commission in Portugal

The first completely autonomous and digital experience to issue childcare vouchers in Portugal.

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thousands of users prefer Coverflex

Advantages of Coverflex Childcare

40% cost markup for Corporate Tax
Total exemption of Social Security Contributions (TSU) for the Company (23.75%)
Total tax exemption (IRS and TSU) for employees (11%)

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thousands of users choose Coverflex Insurance

Fixed and transparent price

competing commissions usually vary between 3% and 7% depending on negotiation of proposals

comission

The Coverflex Childcare voucher is a social voucher used to pay for the education expenses of children aged 0-7 years old (excluding).

Regulated by the DL 26/99 of January 28th, it can be used in nurseries and kindergartens in public, private and public-private education.
It allows companies to support the families of their employees while fiscally benefitting from 40% cost markup for Corporate Tax and TSU exemption.

Explore our certified school network

We work with a growing network from North to South of the country. Find out if we’re already working with the school your employees’ children attend.

Issue your first voucher in 3 steps

in a fully autonomous and digital way

Issue a Coverflex Childcare voucher

Pay by Multibanco reference

The school will receive the payment within 3 working days

Create an account for your company

We just need the name and tax number of your company. On your next visit to infancia.coverflex.com, just log in to the private area to access the history and issue new vouchers.

Issue a Coverflex Childcare voucher

Enter the information about the employee and their child, choose the school and define the amount of the voucher. As soon as you confirm, the payment details will be availale on the platform.

Pay by bank transfer to Coverflex and we’ll pay the school

Once we have validated your transfer, the payment to the school is immediate. Both company and employee will be notified, the school will receive the payment within 3 working days, and the invoice will be available in the private area.

Thousands of schools and companies trust us

+2.000

schools from North to South of Portugal

+15.000

Coverflex Childcare vouchers issued since January 2021

+1.300

companies already issued Coverflex Childcare vouchers

What schools are saying about the
‍Coverflex Childcare experience

“Fast, simple and effective. Our experience with Coverflex is going really well.“

Cristina Ribeiro

 Parkids
— Paço de Arcos

“The communication is sent via email and the process is almost automatic. The experience is effective, and the product is good: basically, it meets people’s needs.”

Teresa Costa

 Aquarium Project
— Braga

“Rápido, simples e eficaz. A nossa experiência com a Coverflex está a correr muito bem, é tudo muito simples e rápido.”

Cristina Ribeiro

 Parkids
— Paço de Arcos

FAQs

Coverflex Products

Meal

The best experience to manage and spend Meal Allowance.

Annual plan

0€/month

per employee

Monthly plan

0€/month

per employee

*up to 25 employees

free digital card

or €6 | physical card

get started learn more

Chosen by

Wallet

The easiest way to award, manage and enjoy multiple benefits, includes our Childcare and Meal services.

Annual plan

7€/month

per employee

Monthly plan

9€/month

per employee

+€1 | digital card

or €6 | physical card

get started learn more

Chosen by

Childcare

The first fully digital and autonomous experience to issue childcare vouchers.

commission per childcare voucher

get started learn more

Universal Cover, SA
PT515428515
Portugal

Licences:

Insurance agent
‍420560995

Childcare voucher issuer
‍23.09.2020

Products

Coverflex

Legal

Terms and Conditions - Meal

1 This amount is an estimate, based on data from platform usage, and not a guarantee. The actual savings per employee that the use of the Coverflex solution allows the company depends on the monthly amount of Coverflex benefits that the company decides to allocate to each employee.

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