The future of talent retention and efficiency in HR and Finance teams

Coverflex's integrated solution allows for increased attraction and retention of talent, as well as saving hundreds of hours for HR and Finance teams with the centralization and automation of processes

Over 8.500 companies and 180.000 employees employees trust us

Coverflex is the solution you're looking for

Assign meal allowances via card and enjoy tax benefits.

The Coverflex Meal Card is free and can be used across the entire Visa network. Implement our solution independently through a self-service and online process

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What they say about the Coverflex meal card:

Excellent app, very intuitive, very simple. I love Coverflex! It gave me a range of possibilities compared to my previous card. Great partnerships! Excellent work.
Ana Félix
Coverflex has solved the problem with meal cards, which could only be used at a limited number of establishments, allowing it to be used in multiple locations.
Diogo G.
Marketing and Advertising Specialist at a company with up to 50 employees
It allows me to transfer meal allowances and benefits to our employees through a single platform. Additionally, it helps employees easily understand where they can use their benefits. It’s very user-friendly.
Rita F.
HR Manager at a company with up to 50 employees
I love the simplicity of the app as well as its visual design. It’s very modern and intuitive. I love being able to use the meal card to pay on food delivery platforms.
Ana C.
Administrative Assistant at a company with up to 50 employees
De todos os cartões refeição com os quais tive contacto, é sem dúvida o melhor!
Jéssica C.
Senior Technician at a company with up to 50 employees
The Coverflex (card) is fantastic—very easy to use and accepted at any terminal that accepts Visa. It allows you to legally reduce taxes. Simple, clear communication with no fine print.
Artur
Além de oferecer vários descontos e ofertas, é um cartão que podemos usar em praticamente todos os estabelecimentos. Nunca tive de me preocupar se o cartão ia funcionar num novo restaurante que fosse.
Mariana

Increase your employees' liquidity/compensation by providing them with a flexible benefits balance while enjoying tax exemptions.


A solution that combines benefits, a meal card, and childcare vouchers in one. The balance can be used across different categories outlined by Portuguese law, with TSU and/or IRS exemptions.

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Explore our dashboard

Increase your employees' liquidity/compensation by providing them with a flexible benefits balance while benefiting from tax exemptions.



A solution that combines benefits, a meal card, and childcare vouchers in one. The balance can be used across various categories defined by Portuguese law, with TSU and/or IRS exemptions.

know more

The #1 solution for large companies in Portugal

Simplified benefits management allows for maximization of time to focus on what really matters

More autonomous employees and with more flexibility in managing their benefits

Digitalize processes and make your company more sustainable and friendly to the environment

Advantages of Coverflex

More liquidity for employees

Cost optimization for the company

Easy management on a single platform

Single point of contact and continuous support

Coverflex Advantages

A single platform for managing employee compensation

Simplified and personalized management

A fixed price, no extra commissions

Os melhores preços, à tua medida
Temos acesso aos melhores planos do mercado e a preços altamente competitivos, bem como a planos-assinatura por medida, desenhados para as necessidades de cada um.
Experiência intuitiva, integrada e com acompanhamento constante
Uma gestão intuitiva dos seguros, sempre com o acompanhamento da nossa equipa dedicada. Maximizem a poupança de tempo e dinheiro com a integração total de seguros, subsídio de alimentação e de benefícios num único local.
Flexibilidade e autonomia
Maximizem a poupança com a aquisição de um plano base de seguros e permitam que cada colaborador faça, de forma autónoma, upgrade para um plano de cobertura superior, isento de impostos (SS e IRS), através do saldo de benefícios disponível na Coverflex.
Gerir Colaboradores
Gestor especializado designado para gerir benefícios relacionados com Vida, Saúde e Acidentes de Trabalho, auxiliando na resolução de casos complexos. Além disso, desempenha um papel crucial na comunicação efetiva do plano tanto à equipa de Recursos Humanos quanto aos colaboradores, assegurando uma compreensão abrangente e transparente das vantagens oferecidas.

Coverflex Experience from other Large Business managers in Portugal

We know Coverflex and found it a great project again for the freedom, autonomy, flexibility, and each employee being able to use where they want.

Sara Carvalho, People & Business Partner at Fabamaq

We are not close to big cities and, therefore, we needed to offer something beyond the normal salary package.

Diana Loureiro, Compensation & Benefits Analyst at Stricker

Coverflex had a very positive impact on us, and the platform itself is focused on the employee: it puts them as the decision-maker of their own income.

Cátia Viana, People Operations Manager at Emma
Os nossos utilizadores adoram-nos!
4.5 on Google Play
(2,712 reviews)
4.5 on Apple Store
(3,325 reviews)
4.5 on Capterra
(50 reviews)
4.7 on G2
(14 reviews)