The compensation solution
for tech companies

Compensation doesn’t have to be hard to get. Coverflex is the fully digital solution that allows you to manage everything in one single place.

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The go-to solution for tech companies

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How Coverflex works

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Learn why hundreds of tech companies in Portugal already use Coverflex.

Tax optimisation: significant savings for both companies and employees
Higher talent attraction and retention

Your go-to solution
for all things compensation

Coverflex Wallet
The all-in-one solution to manage and enjoy multiple benefits.

tech companies already use Coverflex


tech employees already use Coverflex


companies in Portugal use Coverflex

Why Coverflex?

The pros & perks of Coverflex for tech companies

The pros & perks of Coverflex for tech companies

Everything in one place, 100% digital
Less costs, more value
Talent attraction and retention

Fixed and transparent pricing

A card and an app for the employee, and a management dashboard for the company.
€7/month per employee on the annual plan
‍€9/month per employee on the monthly plan
One-off cost for the issuing of the cards
‍€6 per employee

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“The idea is to effectively use Coverflex to attract and retain talent, as well as to reward employees, because it allows them flexibility.”

Luís Nogueira,
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A comparative summary

Meal card
Traditional benefits companies
Benefits, discounts and meal card all in one
Forget about multiple vendors from now on: we are your only point of contact
Benefits with IRS/SS exemption (for company & employee)
Some benefit categories with IRS & SS exemption and others with SS exemption
only meal
only basic benefits
Flexibility for employees
No pre-choices: employees spend their balance when, where and how they want to
One VISA card and app per employee
One single smart card for both benefits and meal balance
Automatic reporting
Get your numbers in to payroll and accounting without breaking a sweat
paid extra
Transparent, pay-as-you-go pricing
Only a fixed price per employee and the card issuing cost on the monthly plan
Implementation plan
We help you define and implement a plan adapted to your specific needs
paid extra
Benefícios, descontos e cartão de alimentação num só fornecedor
Somos o vosso único ponto de contacto
Benefícios com isenção de IRS/SS (empresa & colaborador)
5 categorias de benefícios com isenção de IRS/SS e 4 com isenção de SS
Flexibilidade para o colaborador
Sem pré-escolhas: o colaborador gasta o saldo no que pretender a cada momento
Um cartão VISA e uma app por colaborador
Um cartão único, inteligente, para benefícios e alimentação
Relatórios automáticos
Todas as transações aparecem automaticamente na folha de pagamento
Preço transparente e pagamento mensal
Sem comissões, sem custos extra, sem taxas iniciais. Apenas um custo fixo por colaborador
Plano de implementação
Ajudamo-vos a definir e implementar um plano adaptado às vossas necessidades

The Coverflex experience
of other tech companies

“We got to know Coverflex and thought it was an interesting project, once again due to the matter of freedom, autonomy, flexibility, and each employee being able to use it in whatever they want.”
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“We are an IT company, there are many job offers for few engineers. Grabbing talent and making them stay turns out to be a challenge. Freedom, autonomy and flexibility have always been a concern in this regard.”
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“It is so easy to implement and manage, and that lets us get back to daily work with confidence and peace. We know we are giving our people the best and being efficient with our resources at the same time.”
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