Coverflex Meal

VISA meal card, self-service and 100% digital

Coverflex’s app and card offer the only 100% self-service and digital experience to allocate and manage the meal allowance of your employees in Portugal.

Create and set up your account now – no need to talk to us!

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Over 25 employees? Request a proposal

thousands of users choose Coverflex Insurance

A tua calculadora de compensação

Location

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Já tens um cartão de refeição?

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Daily value

€

Days

Vencimento Base

€

Outros rendimentos isentos

€

Quanto queres alocar ao teu salário bruto?

1 200€

Quanto queres alocar em benefícios?

1 200€

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Sem benefícios

Coverflex

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0€

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{[{ input.base*14 + result.benefits_plan*12 + result.subsidio_refeicao_coverflex*11 | ceil }]}€

-{[{ result.retencao*12 | ceil }]}€

-{[{ result.retencao_coverflex*12 | ceil }]}€

-{[{ result.seg_social*12 | ceil }]}€

-{[{ result.seg_social_coverflex*12 | ceil }]}€

{[{ result.total_taxas*12 | ceil }]}€

{[{ result.total_taxas_coverflex*12 | ceil }]}€

{[{ result.valor_liquido*12 | ceil }]}€

{[{ result.valor_liquido_coverflex*12 | ceil }]}€

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{[{ result.custo_total_empresa_coverflex*12 | ceil }]}€

for the company

for the employee

A matchless experience
‍just a click away

4 simple steps to start using Coverflex Meal

Company sign-up

Add employees

Top up cards

Employees receive the meal card and can start using it

Self-service and online process

Simple and quick to implement - no intermediaries, no bureaucracy! Register your company in a 100% autonomous way, add your employees, order the meal cards and set the amount of meal allowance to be transferred.

Card works within the VISA network

Restaurants, supermarkets, food delivery services... As long as they’re within the VISA network, the Coverflex card will work. The company can keep up with the status of each employee on the dashboard and top up the meal card in less than a minute.

A rede VISA em que o cartão Coverflex é aceite para utilizar o subsídio de alimentação

Screenshot da plataforma de gestão do subsídio de alimentação através do cartão refeição da Coverflex

Fixed and transparent price

With a card and an app for the employee, and a dashboard for the company, Coverflex Meal has no extra costs or hidden commissions!

€1.50/month per employee on the annual plan

2.50€/month per employee on the monthly plan

+€6 per card

Your card, your app,
‍your choice

Uber Eats, Continente, and many more

Your card works in supermarkets, restaurants and food delivery services, both online and offline. You can also enjoy exclusive discounts with our partners, such as Mercadão and EatTasty.

Is it VISA? You’re good to go, then!

Wherever you go or order from, you don’t need to check anymore whether your meal card is accepted. Your Coverflex card works wherever VISA is accepted and - bonus! - it’s contactless.

Access the app anytime

Receive your meal allowance, keep up with your past account movements and enjoy exclusive discounts! You can manage your Coverflex account in your phone (app) or desktop.

A unique solution in Portugal

Other providers

Self-service experience

No more requesting for budgets, negotiations or wait times: just register with total autonomy and start using our product!

Available online and offline

It's simple: if it’s within the VISA network, it’s within the Coverflex network.

A card and an app per employee

A single smart card and an app that allows the employee to manage their meal allowance by the second.

€1.50/month per employee - annual plan

... And €2.50/month per employee on the monthly plan. There's a card issuing cost of €6. No commissions, no extra costs!

Flexible benefits, just one click away

Upgrading to the Coverflex integrated benefits solution is easy, quick and immediate.

Dedicated network of discounts for the meal card

A growing network of discounts in places where Coverflex Meal can be used.

get started

Create and set up your account now - no need to talk to us!

Self-service experience

No more requesting for budgets, negotiations or wait times: just register with total autonomy and start using our product!

Available online and offline, wherever VISA is accepted

We’re not a closed network, with individual negotiations with each establishment. If it’s within the VISA network, it’s within the Coverflex network.

A card and an app per employee

A single smart card and an app that allows the employee to manage their meal allowance by the second.

€1.50/month per employee - annual plan

... And €2.50/month per employee on the monthly plan. There's a card issuing cost of €6. No commissions, no extra costs!

Flexible benefits, just one click away

Upgrading to the Coverflex integrated benefits solution is easy, quick and immediate.

Dedicated network of discounts for the meal card

A growing network of discounts in places where Coverflex Meal can be used.

Trusted by more than 7.000 companies and 150.000 employees

logótipo da Velocidi: empresa utilizadora da solução Coverflex para refeição e benefícios

FAQs

Universal Cover, SA
PT515428515
Portugal

Licences:

Insurance agent
‍420560995

Childcare voucher issuer
‍23.09.2020

Products

Coverflex

Legal

Terms and Conditions - Meal

1 This amount is an estimate, based on data from platform usage, and not a guarantee. The actual savings per employee that the use of the Coverflex solution allows the company depends on the monthly amount of Coverflex benefits that the company decides to allocate to each employee.