The compensation solution
for finance companies

Coverflex is the fully digital benefits solution that allows you to offer more to your employees while lowering company costs.

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The go-to solution for financial companies

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How Coverflex works

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Learn why hundreds of companies in Finance already use Coverflex in Portugal.

Tax optimisation: significant savings for both companies and employees

Higher talent attraction and retention

Your go-to solution
for all things compensation

250

companies in your sector already in touch with Coverflex

1000

employees in the finance industry already use Coverflex

5000

companies in Portugal use Coverflex

Why Coverflex?

The pros & perks of Coverflex for the financial industry

Fixed and transparent pricing

A card and an app for the employee, and a management dashboard for the company.

€7/month per employee on the annual plan

‍€9/month per employee on the monthly plan

One-off cost for the issuing of the cards

‍€6 per employee

Does this sound good?

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“We went from a multi-supplier reality to just one supplier, a specialist, with all the benefits that this entails: time, clairvoyance and dedication to other fronts.”

Irene Vieira Rua,

Doutor Finanças

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A comparative summary

Coverflex

Meal card
companies

Traditional benefits companies

Benefits, discounts and meal card all in one

Forget about multiple vendors from now on: we are your only point of contact

Benefits with IRS/SS exemption (for company & employee)

Some benefit categories with IRS & SS exemption and others with SS exemption

only meal

only basic benefits

Flexibility for employees

No pre-choices: employees spend their balance when, where and how they want to

One VISA card and app per employee

One single smart card for both benefits and meal balance

Automatic reporting

Get your numbers in to payroll and accounting without breaking a sweat

paid extra

Transparent, pay-as-you-go pricing

Only a fixed price per employee and the card issuing cost on the monthly plan

Implementation plan

We help you define and implement a plan adapted to your specific needs

paid extra

Benefícios, descontos e cartão de alimentação num só fornecedor

Somos o vosso único ponto de contacto

Benefícios com isenção de IRS/SS (empresa & colaborador)

5 categorias de benefícios com isenção de IRS/SS e 4 com isenção de SS

Flexibilidade para o colaborador

Sem pré-escolhas: o colaborador gasta o saldo no que pretender a cada momento

Um cartão VISA e uma app por colaborador

Um cartão único, inteligente, para benefícios e alimentação

Relatórios automáticos

Todas as transações aparecem automaticamente na folha de pagamento

Preço transparente e pagamento mensal

Sem comissões, sem custos extra, sem taxas iniciais. Apenas um custo fixo por colaborador

Plano de implementação

Ajudamo-vos a definir e implementar um plano adaptado às vossas necessidades

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”

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The compensation solutionfor finance companies

The go-to solution for financial companies

How Coverflex works

Your go-to solutionfor all things compensation

Why Coverflex?

The pros & perks of Coverflex for the financial industry

The pros & perks of Coverflex for the financial industry

Fixed and transparent pricing

Does this sound good?

“We went from a multi-supplier reality to just one supplier, a specialist, with all the benefits that this entails: time, clairvoyance and dedication to other fronts.”

A comparative summary

The compensation solution
for finance companies

Your go-to solution
for all things compensation