The compensation solution for finance companies

Coverflex is the fully digital benefits solution that allows you to offer more to your employees while lowering company costs.

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The go-to solution for financial companies

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How Coverflex works

Learn why hundreds of companies in Finance already use Coverflex in Portugal.

Tax optimisation: significant savings for both companies and employees
Higher talent attraction and retention

360º Compensation

The all-in-one solution to manage and enjoy multiple benefits.

Benefits
Childcare

Voucher
Retirement Investment
Health 

& Well-being
Education Expenses
Gym
& Fitness
and more...
Budgets
Learning 
& Personal Development
Team activities
Transportation
Remote

Work
and any other policy your team enjoys...
Meal
card that works anywhere
use it online 
or in-store
Insurance
Health Insurance
Life Insurance
Flexpay

Let your employees choose when they want to get paid

On-demand
Scheduled payments
250
+

companies in your sector already in touch with Coverflex

1000
+

employees in the finance industry already use Coverflex

5000
+

companies in Portugal use Coverflex

Why Coverflex?

The pros & perks of Coverflex for the financial industry

The pros & perks of Coverflex for the financial industry

Less costs, more value
Everything in one place, 100% digital
Talent attraction and retention

Fixed and transparent pricing

A card and an app for the employee, and a management dashboard for the company.
€7/month per employee on the annual plan
‍€9/month per employee on the monthly plan
One-off cost for the issuing of the cards
‍€6 per employee

Does this sound good?

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“We went from a multi-supplier reality to just one supplier, a specialist, with all the benefits that this entails: time, clairvoyance and dedication to other fronts.”

Irene Vieira Rua,
Doutor Finanças
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A comparative summary

Meal card
companies
Traditional benefits companies
Benefits, discounts and meal card all in one
Forget about multiple vendors from now on: we are your only point of contact
Benefits with IRS/SS exemption (for company & employee)
Some benefit categories with IRS & SS exemption and others with SS exemption
only meal
only basic benefits
Flexibility for employees
No pre-choices: employees spend their balance when, where and how they want to
One VISA card and app per employee
One single smart card for both benefits and meal balance
only meal card
Automatic reporting
Get your numbers in to payroll and accounting without breaking a sweat
paid extra
Transparent, pay-as-you-go pricing
Only a fixed price per employee and the card issuing cost on the monthly plan
Implementation plan
We help you define and implement a plan adapted to your specific needs
paid extra
Benefits, discounts and meal card all in one
Forget about multiple vendors from now on: we are your only point of contact
Benefits with IRS/SS exemption (for company & employee)
Some benefit categories with IRS & SS exemption and others with SS exemption
Flexibility for employees
No pre-choices: employees spend their balance when, where and how they want to
One VISA card and app per employee
One single smart card for both benefits and meal balance
Automatic reporting
Get your numbers in to payroll and accounting without breaking a sweat
Transparent, pay-as-you-go pricing
Only a fixed price per employee and the card issuing cost on the monthly plan
Implementation plan
We help you define and implement a plan adapted to your specific needs