The flexible
compensation platform

Reduce your company's costs with Coverflex and offer your employees meal card, benefits and insurance.

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360º Compensation

The all-in-one solution to manage and enjoy multiple benefits.

Benefits
Childcare

Voucher
Retirement Investment
Health 

& Well-being
Education Expenses
Gym
& Fitness
and more...
Meal
card that works anywhere
use it online 
or in-store
Insurance
Health Insurance
Life Insurance
Budgets
Learning 
& Personal Development
Team activities
Transportation
Remote

Work
and any other policy your team enjoys...
Flexpay

Let your employees choose when they want to get paid

On-demand
Scheduled payments

Why Coverflex?

Number of employees
Average benefits balance (yearly)
€1 200
Annual savings
€19 400
Social Security exemption (23,75%)
Location
What is your relationship status?
Number of children
Daily value
Days
Vencimento Base
Outros rendimentos isentos
How much allocated to Gross Salary?
1 200€
How much allocated to Coverflex Wallet?
1 200€
Your annual net gain
{[{ result.net_gain | ceil }]}€

Tax optimisation

Flexible benefits help employees to optimise their compensation and save significantly on their everyday expenses.

You’ll be cutting costs while your employees reach their full earning potential.

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Why Coverflex?

Everything in one place

Coverflex lets you pick and choose the benefits you want to give your people and helps you manage them all in one place.

For one benefit or many, simplifying management and centralizing your processes is the way to go.
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Why Coverflex?

Let your people choose

Empower your team to make decisions on how to spend their own compensation on the go.
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*All numbers consider a 27% personal income tax (IRS) rate and 11% rate for Social Security.
Yoga class
Personal Growth Budget
€105.32 available
€500 total

Your compensation, your way.

Coverflex lets you decide how to spend your compensation in the moment, to fit your changing needs. Our benefits are designed to be accessible for all.

Flexpay
September
15 working days so far
350,32€ available
500,00€ requested
Uber Eats
35€
Savings
11,03€
Social Security exempt
IRS exempt
Apple Airpods
198€
Savings
121,36€
Social Security exempt
IRS exempt
Childcare voucher
350€
Savings
110,25€
Social Security exempt
IRS exempt
Health Insurance
add family
Eric Cartman
4,32€ by month
benefits budget

Thousands of stores, partners, restaurants and supermarkets

and many more!

3 weeks

implementation

89 h

saved per year in
company efforts

4.9/5

user satisfaction

+10%

average increase in compensation
“It is placing the burden of decision making on employees, on the benefits valued by our people.”
Inês Vieira Rua, HR Director at Doutor Finanças
“Coverflex greatly reduces administrative work and gives the employee the power to choose what they want to do with the money they have available.”
Sandra Nave, Head of Finance at Stellaxius
“We didn't want to be in a patronising posture. We see Coverflex as THE option. This is how we look at the benefits.”
António Cunha, Head of People & Culture at Care to Beauty

Find all about what our  customers have to say about us

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Coverflex Products

Meal

The best experience to manage and spend Meal Allowance.

Annual plan
1,50€/month
per employee
Monthly plan
2,50€/month
per employee
+ 6€ per card

Wallet

The easiest way to award, manage and enjoy multiple benefits, includes our Childcare and Meal services.

Annual plan
7€/month
per employee
Monthly plan
9€/month
per employee
+ 6€ per card

Childcare

The first fully digital and autonomous experience to issue childcare vouchers.

2%
commission per childcare voucher