Money talks
Money talks
What has changed with the new Labour Law in Portugal?
The new Labour Law was published in Portugal as part of the "Dignified Work Agenda", a set of measures aimed at improving working conditions. Discover some of the changes here.
Money talks
Top 9 restaurants and online food delivery services in Portugal where the Coverflex meal card is most used
Uber Eats, McDonald's, and Glovo. When it comes to restaurants and online food delivery platforms, these are the top three where Coverflexers most use Coverflex's meal card in Portugal. In them alone, more than 2.5 million euros have already been spent using this pre-paid card. The online food delivery platforms already represent more than 10% of food purchases through Coverflex.
Money talks
IWD 2023: Gender inequality is real, and we're all responsible for fighting it
Today, the 8th of March of 2023, is International Women's Day, and we would like to raise awareness about women’s rights, as well as advocate for gender equality and ways to promote it.
Money talks
Buying a house in Portugal: how you can prepare your monthly budget
Buying a new house is always a huge step to take because of everything involved, from the costs to all the bureaucracy. Generally, it's the cost part that ends up scaring you the most. With the evolution of house prices in recent years, plus the economic instability that has been witnessed, buying a house seems increasingly a distant and complicated goal for most Portuguese people. However, there are small habits that you can adopt that help in this mission.
Money talks
How to have a 2023-proof finance plan in Portugal
2023 can be a challenging year for many Portuguese people, especially for those with a mortgage. Although many workers and pensioners will benefit from an increase in their net income this year, it is expected that high inflation and rising interest rates will continue to affect personal finances and reduce families' purchasing power.
Money talks
Income: what can change in 2023
After a year marked by rising inflation - which reached 10.6% in October, with the European Commission predicting that the inflation rate in Portugal in 2022 will settle at 8% -, the purchasing power of the majority of Portuguese people has dropped significantly. With this context in mind, the Government has put forward some proposals to increase the income of citizens in Portugal in 2023.
Money talks
What is the real cost of an employee in a Portuguese company?
With an increasingly competitive job market, setting salaries for future employees is not an easy task. After all, companies have to consider the average salary of this professional activity in question, not only according to the candidate's professional experience, but also taking into account the final cost that they represent.
Money talks
Programmes to support startups. How, when and where?
Starting a startup is a real challenge. And making it grow, namely by strengthening the team, is no less of a challenge. But there are programmes, benefits and incentives that entrepreneurs can (and should) resort to to handle this task as well as possible, and increase their chances of success.
Universal Cover, SA
PT515428515
Portugal
PT515428515
Portugal
Licences:
Childcare voucher issuer
23.09.2020
Universal Cover - Mediação de Seguros, Unipessoal Lda.
ASF Registration No.: 420560995
Branches: Life and Non-Life
Category: Insurance Intermediary
The insurance intermediary does not assume coverage of risks, which is the exclusive responsibility of the contracted insurance company(ies).
The insurance intermediary is authorized to enter into insurance contracts on behalf of the insurance company(ies) and to receive premiums for delivery to the insurance company(ies).
Consultation of the legally required pre-contractual and contractual information is not waived.
23.09.2020
Universal Cover - Mediação de Seguros, Unipessoal Lda.
ASF Registration No.: 420560995
Branches: Life and Non-Life
Category: Insurance Intermediary
The insurance intermediary does not assume coverage of risks, which is the exclusive responsibility of the contracted insurance company(ies).
The insurance intermediary is authorized to enter into insurance contracts on behalf of the insurance company(ies) and to receive premiums for delivery to the insurance company(ies).
Consultation of the legally required pre-contractual and contractual information is not waived.
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1 This amount is an estimate, based on data from platform usage, and not a guarantee. The actual savings per employee that the use of the Coverflex solution allows the company depends on the monthly amount of Coverflex benefits that the company decides to allocate to each employee.
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