Money talks

Savings and retirement plans (PPR), which were created with long-term savings and retirement in mind, offer tax advantages, both in what comes to personal income tax deduction and the tax on the capital gains generated.

Keeping your personal finances healthy until the end of the year can be a real challenge, especially if your bank account took a hit during the summer holidays. You may have taken out a loan or used up all your holiday allowance and your tax refund. And if you have children, getting your accounts back in balance can be even more complicated, with school starting back in September. ‍But don't panic. There are strategies you can implement over the next few months to get your finances back on track before the end of 2023. Here are some of them.

In 2022, the Government established a measure to make daycare centres free of charge. To meet demand, the measure was extended to daycare centres in the private sector at the beginning of 2023. Find out all about the programme Creche Feliz.

Used to pay for the education of dependants up to the age of seven in Portugal, the childcare vouchers are widely used by companies. How do they work and what are their advantages? We explain everything here.

Now you can do the math on your net salary taking into account the withholding tax tables for the second half of 2023! Coverflex's net salary calculator is easy to use and aims to help you calculate your net income for the second semester of 2023 - and you can also include what you get in Coverflex benefits.

As of July 1st, 2023, a new model of income tax withholding tables comes into force in Portugal. But what exactly does this mean, and how will it impact taxpayers' disposable income at the end of the month? In this article, we clarify five questions related to the topic.

What responsibilities do companies have when it comes to filing the tax return? How does personal income tax affect the management of a company's human resources? Find out everything in this article that ComparaJá wrote for you!

What is considered an occupational accident? When and how do you activate your workers' compensation insurance? And how does it apply to employees who work from home? In this article, we provide the answers to some questions you may have about workers' compensation insurance.