Coverflex Meal
A VISA card without a closed network of partners
Coverflex’s app and card offer the only 100% self-service and digital experience to allocate and manage the meal allowance of your employees in Portugal. Create and set up your account now – no need to talk to us!
Over 25 employees? Request a proposal
meal
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A tua calculadora de compensação
Qual é o teu estado civil?
Número de dependentes?
Já tens um cartão de refeição?
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Quanto queres alocar ao teu salário bruto?
1 200€
Quanto queres alocar em benefícios?
1 200€
Por ano vais ganhar:
!
{[{ result.net_gain | ceil }]}€
Sem benefícios
Coverflex
Salário bruto
{[{ input.base*14 + input.outros_IRS_SS*14 | ceil }]}€
{[{ input.base * 14 | ceil }]}€
Coverflex Benefits
0€
{[{ result.benefits_plan*12 | ceil }]}€
Subsídio de alimentação
{[{ result.subsidio_refeicao*11 | ceil }]}€
{[{ result.subsidio_refeicao_coverflex*11 | round }]}€
Compensação do colaborador
!
{[{ input.base*14 + input.outros_IRS_SS*14 + result.subsidio_refeicao*11 | ceil }]}€
{[{ input.base*14 + result.benefits_plan*12 + result.subsidio_refeicao_coverflex*11 | ceil }]}€
IRS
-{[{ result.retencao*12 | ceil }]}€
-{[{ result.retencao_coverflex*12 | ceil }]}€
Segurança Social
-{[{ result.seg_social*12 | ceil }]}€
-{[{ result.seg_social_coverflex*12 | ceil }]}€
Impostos do colaborador
!
{[{ result.total_taxas*12 | ceil }]}€
{[{ result.total_taxas_coverflex*12 | ceil }]}€
Compensação líquida do colaborador
!
{[{ result.valor_liquido*12 | ceil }]}€
{[{ result.valor_liquido_coverflex*12 | ceil }]}€
Custo da empresa
{[{ result.custo_total_empresa*12 | ceil }]}€
{[{ result.custo_total_empresa_coverflex*12 | ceil }]}€
for the company
for the employee
A matchless experience
just a click away
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Self-service and online process
Simple and quick to implement - no intermediaries, no bureaucracy! Register your company in a 100% autonomous way, add your employees, order the meal cards and set the amount of meal allowance to be transferred.
Card works within the VISA network
Restaurants, supermarkets, food delivery services... As long as they’re within the VISA network, the Coverflex card will work. The company can keep up with the status of each employee on the dashboard and top up the meal card in less than a minute.
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An app for the employee
A card and an app for the employee, and a dashboard for the company. Coverflex Meal is easy to use and manage!
€0.50/month/employee on the annual plan
* 1€/month/employee on the monthly plan
* 1€/month/employee on the monthly plan
Card issuing: €6 per employee
Your card, your app,
your choice
Uber Eats, Continente, and many more
Your card works in supermarkets, restaurants and food delivery services, both online and offline. You can also enjoy exclusive discounts with our partners, such as Mercadão and EatTasty.
Is it VISA? You’re good to go, then!
Wherever you go or order from, you don’t need to check anymore whether your meal card is accepted. Your Coverflex card works wherever VISA is accepted and - bonus! - it’s contactless.
Access the app anytime
Receive your meal allowance, keep up with your past account movements and enjoy exclusive discounts! You can manage your Coverflex account in your phone (app) or desktop.
Coverflex Meal: a unique solution in Portugal
Coverflex
Other providers
Self-service experience
No more requesting for budgets, negotiations or wait times: just register with total autonomy and start using our product!
Available online and offline, wherever VISA is accepted
We’re not a closed network, with individual negotiations with each establishment. If it’s within the VISA network, it’s within the Coverflex network.
A card and an app per employee
A single smart card and an app that allows the employee to manage their meal allowance by the second.
€0.50/month per employee - annual plan
... And €1/month per employee on the monthly plan. There's a card issuing cost of €6. No commissions, no extra costs!
Flexible benefits, just one click away
Upgrading to the Coverflex integrated benefits solution is easy, quick and immediate.
Dedicated network of discounts for the meal card
A growing network of discounts in places where Coverflex Meal can be used.
get started
Create and set up your account now - no need to talk to us!
Self-service experience
No more requesting for budgets, negotiations or wait times: just register with total autonomy and start using our product!
Available online and offline, wherever VISA is accepted
We’re not a closed network, with individual negotiations with each establishment. If it’s within the VISA network, it’s within the Coverflex network.
A VISA card and an app per employee
A single smart card and an app that allows the employee to manage their meal allowance by the second.
No monthly fee: €0/month per employee
No monthly fee, no commissions, no extra costs. The company just pays for the card issuing cost, nothing else!
Flexible benefits, just one click away
Upgrading to the Coverflex integrated benefits solution is easy, quick and immediate.
Dedicated network of discounts for the meal card
A growing network of discounts in places where Coverflex Meal can be used.
Trusted by more than
2.000 companies and
34.000 employees
FAQs
How does Coverflex Meal card work?
What is the real saving that Coverflex Meal allows the company?
How long does it take to register? And how long after the request do the employees receive the card?
How much does Coverflex Meal cost?
Can I use Coverflex Meal to pay for groceries online and order food in food delivery apps?
Does the Coverflex Meal card support integration with digital wallets via NFC? What about MB Way?
I’m a Coverflex Meal user. How can I check my balance?
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