Money talks

The factors for attracting and retaining talent are increasingly diverse and go beyond salary. One thing in common? Personalisation.

Now you can do the math on your net salary taking into account the withholding tax tables for 2024! Coverflex's net salary calculator is easy to use and aims to help you calculate your net income for 2024 - and you can also include what you get in Coverflex benefits.

Keeping your personal finances healthy until the end of the year can be a real challenge, especially if your bank account took a hit during the summer holidays. You may have taken out a loan or used up all your holiday allowance and your tax refund. And if you have children, getting your accounts back in balance can be even more complicated, with school starting back in September. ‍But don't panic. There are strategies you can implement over the next few months to get your finances back on track before the end of 2023. Here are some of them.

What is considered an occupational accident? When and how do you activate your workers' compensation insurance? And how does it apply to employees who work from home? In this article, we provide the answers to some questions you may have about workers' compensation insurance.

Today, the 8th of March of 2023, is International Women's Day, and we would like to raise awareness about women’s rights, as well as advocate for gender equality and ways to promote it.

Starting a startup is a real challenge. And making it grow, namely by strengthening the team, is no less of a challenge. But there are programmes, benefits and incentives that entrepreneurs can (and should) resort to to handle this task as well as possible, and increase their chances of success.‍

We usually live more focused on the present than on any other time, which sometimes conditions our ability to anticipate and prepare for future situations that may be unexpected. However, and taking into account the current rise in inflation and the possible reduction in pension amounts, guaranteeing a nest egg to face unpredictable situations can be the guarantee for a more comfortable life in the future. “It's imperative”, considers Rita Pimentel, an expert at Montepio. “People are aware of the enormous crisis we are going through and the difficulties that await us”, she explains. These uncertainties are, in turn, reflected in younger generations' preoccupation with early retirement planning. According to the official, the main advantage of planning a supplementary pension is the possibility of equating the various less favorable scenarios that, in terms of income, can happen at a more vulnerable stage of life. “By acting to prevent the future, we will be better able to deal with the possible drop in income that may happen when we retire”, believes Rita Pimentel.

For a long time, companies saw their employees as a mere resource in the organisation. This meant Human Resources (HR) acted as a department whose functions should include adding value to the organisation's financial, intellectual and economic capital. In other words, as an interface between capital and work, two fields that are often opposite.