Money talks
Money talks
Pay transparency: the next big shift in compensation policy
From June 2026, EU Directive 2023/970 enforces pay transparency to fight the gender pay gap and ensure equal pay for equal work.
Money talks
Will the talent war lead to an increase in salaries?
The factors for attracting and retaining talent are increasingly diverse and go beyond salary. One thing in common? Personalisation.
Money talks
Literacy of rights and responsibilities: a step for or against labour abuse practices
Never as a global society were we as formed as we are now, and yet we continue to hear about (and to live) daily attacks on the basic rights of workers. What is going on? Are there really any rights? How can we be more informed? Who to turn to for help?
Money talks
How to fill out your income tax return in Portugal in 2024 when you have a Savings and Retirement Plan
You can already read about Savings and Retirement Plans on our blog, and also about PPR Coverflex REAL Seguro E, the Savings and Retirement Plan that Coverflex has available for employees. In this article, we look at Savings and Retirement Plans in the context of taxes.
Money talks
Automatic personal income tax (IRS) in 2024: how does it work?
In this article you'll have access to a variety of valuable information about the personal income tax (IRS) in 2024, such as timeframe, highlights, and a step-by-step guide to filing this year's tax return.
Money talks
What are the deadlines for filing the personal income tax (IRS) in 2024?
Submitting your personal income tax (IRS) return involves a number of steps, the dates of which it is essential to know. Find out the deadlines, clear up any doubts and get to know Coverflex's IRS simulator, which will help you with the numbers.
Money talks
Personal Income Tax (IRS): the step-by-step guide for filing your tax return in Portugal
Is this the first time you are filing your tax return in Portugal? Do you have new expenses or income to declare to the Portuguese Tax and Customs Authority and don't know how to fill in your declaration? This Personal Income Tax (IRS) practical guide shows you what to do, step by step.
Money talks
Coverflex net salary calculator for 2024
Now you can do the math on your net salary taking into account the withholding tax tables for 2024! Coverflex's net salary calculator is easy to use and aims to help you calculate your net income for 2024 - and you can also include what you get in Coverflex benefits.
Universal Cover, SA
PT515428515
Portugal
PT515428515
Portugal
Licences:
Childcare voucher issuer
23.09.2020
Universal Cover - Mediação de Seguros, Unipessoal Lda.
ASF Registration No.: 420560995
Branches: Life and Non-Life
Category: Insurance Intermediary
The insurance intermediary does not assume coverage of risks, which is the exclusive responsibility of the contracted insurance company(ies).
The insurance intermediary is authorized to enter into insurance contracts on behalf of the insurance company(ies) and to receive premiums for delivery to the insurance company(ies).
Consultation of the legally required pre-contractual and contractual information is not waived.
23.09.2020
Universal Cover - Mediação de Seguros, Unipessoal Lda.
ASF Registration No.: 420560995
Branches: Life and Non-Life
Category: Insurance Intermediary
The insurance intermediary does not assume coverage of risks, which is the exclusive responsibility of the contracted insurance company(ies).
The insurance intermediary is authorized to enter into insurance contracts on behalf of the insurance company(ies) and to receive premiums for delivery to the insurance company(ies).
Consultation of the legally required pre-contractual and contractual information is not waived.
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1 This amount is an estimate, based on data from platform usage, and not a guarantee. The actual savings per employee that the use of the Coverflex solution allows the company depends on the monthly amount of Coverflex benefits that the company decides to allocate to each employee.
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